Car Loans

We Make It Easy For You to Get a Low-Interest Auto Loan


An affordable auto loan from Capital Union can help you to get behind the wheel of your dream vehicle quickly. You can get auto financing for a new car or a used car without any hassles and can choose a flexible payment option that suits you. We offer an easy application process, fast processing, and low interest rates.


It is easy to apply and your application will be processed as soon as you submit it. You can be approved for car finance in 5 – 7 working days. There is no need to pay any fee when you apply. A small processing fee will be added to your car loan when it is approved.


We will take time to understand your specific needs and suggest a car financing solution that’s just right you. Our loan processing system has been upgraded recently on the basis of feedback received from customers. We aim to provide a fast, secure, and hassle-free experience to every customer. Please Contact Us if you need any assistance.



  • Easy application process
  • Quick processing
  • Low interest rates
  • Flexible payment terms
  • No upfront application fee
  • Tailor-made loan solutions




For individuals:

  • Maximum age: the loan term must end before your 60th birthday
  • Minimum age: 24 years
  • Credit standing: good, without any court cases
  • Foreigners need to be married to Filipinos, with one or two exceptions
  • You need to have been employed for a minimum of 3 years
  • If you own your own firm, you need to have had a positive income for a minimum of one year
  • Some areas in the Philippines are only covered for loans by certain banks


Documents required for a car loan

You are required to submit all the documents before verification. Please bring the originals at the time of release.



For applicants who are employed:

  • Photo of the applicant and co-maker
  • Latest ITR 2316
  • Police clearance
  • Your driver’s license, SSS
  • Barangay Clearance in original
  • Valid IDs – 3 (One Company ID and two IDs issued by the Government) (Driver’s license, Passport, SSS)
  • The latest billing statement (telephone, electrical, or water bill)
  • Your certificate of employment for the last 2 months
  • Bank statements for the last 3 months in original (Payroll)
  • A sketch of the residence location
  • A checking account with bank statements for the last 3 months


For applicants who are self-employed or part owners:

  • Photo of the applicant and co-maker
  • Valid IDs — 2
  • A sketch of the business location
  • Mayor’s permit and DTI permit (photocopy)
  • Checking account existing for no less than 6 months
  • DTI Registration or the SEC Registration with GIS (photocopy)
  • Bank statements for the last four months
  • Barangay Clearance in original
  • Latest ITR 2307 / 1701


For corporations

  • Secretary’s certificate with the board resolution
  • SEC Registration
  • ITR with FS


Steps to apply for car loan financing

  • Fill out the car loan application form
  • Fulfill all the requirements
  • Submit the completed application form with all the requirements to:
    • Email :
    • Fax: (+632) 808-7556
  • Please contact us now if you need any clarifications or assistance.